Risk profiling
An honest look at how much volatility you can live with — financially and emotionally.
Layer 3 Grow
A portfolio with
a reason for
every holding.
Most portfolios we see are a pile of funds bought at different times for different reasons. We turn that pile into a plan: one allocation, built around your goals and reviewed as life changes.
The problem we solve
Ten funds isn't diversification.
It's clutter.
SIPs started on a colleague's tip, an ELSS bought in a March rush, a fund your bank suggested. Each made sense on its own day. Together, they often overlap, drift from the risk you're comfortable with, and nobody is watching the whole picture.
Portfolio management at Eldorado Capital starts by laying everything you own on one table — then deciding, holding by holding, what stays, what goes and what's missing.
What's included
Everything a portfolio needs
to stay on course.
Asset allocation
The right mix of equity, debt and hybrid funds for your goals and time horizon.
Fund selection
Funds chosen for consistency, cost and fit — not last year's top-performer list.
Consolidation
Scattered folios and overlapping funds brought together into one clean portfolio.
Rebalancing
When markets push your mix off target, we bring it back — calmly, not reactively.
Progress reviews
Regular sit-downs to show where you stand against each goal, in plain language.
Who it's for
If one of these
sounds like you.
- Salaried professionals short on timeYou earn well and invest regularly, but haven't reviewed anything in years.
- Families juggling several goalsEducation, a home and retirement all need money — at different times.
- Business ownersIrregular income that needs a steadier, well-structured investment plan.
- Retirees and near-retireesProtecting what you've built while drawing a regular income from it.
How it works
From pile to plan, in four steps.
- 01
Review
Bring your statements. We map every holding, its overlap and its cost.
- 02
Design
We agree a target allocation tied to your goals and your risk profile.
- 03
Implement
Switches and new investments are made step by step, with tax impact in mind.
- 04
Monitor
Periodic reviews and rebalancing so the plan keeps up with your life.
Questions
Asked often,
answered plainly.
Do I have to sell my existing investments?
No. We start with what you already own. Some holdings usually stay; changes are made only where they clearly help, and with exit loads and taxes considered first.
Are returns guaranteed?
No. Mutual fund returns are market-linked and can go down as well as up. What we manage is the process — allocation, discipline and review — so your portfolio has the best chance of meeting its goals.
How often will we review my portfolio?
Periodically, and whenever something changes in your life — a new job, a big expense, a change in goals. You can also call or WhatsApp us any time.
What should I bring to the first meeting?
Your latest mutual fund statements (a consolidated account statement is ideal), details of any insurance policies, and a rough idea of your goals. We'll handle the rest.
Get a portfolio review
Bring your statements.
Leave with a plan.
Office 205 Jodhpur Park, 1st floor, Kolkata – 700068